The strengthen alabama homes program provides 10 000 in grant funds to owners of primary residences in mobile or baldwin counties alabama.
Grants for fortified roofing in al.
The mitigation standard adopted by the strengthen alabama homes program is known as the fortified home program and it was developed by the insurance institute for business and home safety ibhs.
Owners must agree to retrofit or mitigate their homes to the fortified home standard by either re roofing or performing other updates or upgrades to their homes to receive the grant.
If your home is located in territories 130 140 150 and 160 nciua coverage pf 01 03 11 17 and pf 01 07 05 18 your homeowner s policy from nciua has some unique coverage that may help you upgrade your roof to a fortified roof when it is replaced.
One of the several government grants for roof replacement for organizations is the housing preservation grant.
Recent legislation enacted in alabama hb 283 requires insurance companies writing homeowners insurance to offer a fortified bronze roof endorsement to upgrade a non fortified home which is otherwise eligible for a fortified standard to a fortified standard identified in section 27 31d 2 when the insured incurs damage covered by the policy requiring the roof to be replaced.
Adjusted annual income up to 30 of ami or total debts td exceeding 46 may qualify for up to a 7 500 grant for eligible purposes.
Meet the insurance company that buys you a new roof.
Individual homeowners are not eligible for this grant.
Alabama s fortified roof endorsement law new section 27 31d 2 1 code of alabama 1975 act 2019 240 hb 283 2019 regular session your roof provides the first line of defense against the elements and a fortified roof provides better protection against severe weather.
If you have a covered claim with less than 50 roof damage you can still get reimbursed up to 600 for the fortified evaluator fee if you decide to have your roof replaced with a fortified roof.
Policyholders will submit their grant application and required documentation to nciua before september 10 2020 or until funds have been exhausted.
Nciua and ibhs will review the application for initial eligibility.
To receive this grant you must reach the ibhs fortified bronze or silver standard.
Very low income homeowners could qualify for loans and or grants in one of three ways.
Strengthen alabama homes is a grant program available to all residents of mobile and baldwin counties in alabama.
It provides no match grants up to 10 000 to strengthen existing homes using fortified standards.
The right roof can lower your insurance premiums.
